Rafiat works as a project manager in engineering and lives in North Rhine-Westphalia. Despite a successful career, she and her partner were burdened by a high tax load. With the Freundeskreis Group, Rafiat finally found a partner that combines expertise, transparency, and structure. Today, she invests with confidence, makes effective use of tax advantages, and is steadily building long-term wealth – stress-free and without using her own capital.
Can you relate to Rafiat’s concerns?
Then this approach might be exactly what you’ve been missing!
Through her collaboration with the Freundeskreis Gruppe, Rafiat finally found a team that took her many questions seriously and was able to answer them with genuine expertise. As a project manager in the construction industry, she knew exactly how complex real estate projects can be — from purchasing and renovation to property management. That’s why it was so important for her to have a partner at her side who not only understood the technical aspects but could also advise her as an equal.
While other providers often reacted vaguely or had to consult others, the Freundeskreis Gruppe offered Rafiat clear and transparent answers — even to challenging questions about construction quality, modernization, or energy efficiency standards. The team also took care of all the organizational work: no stressful notary appointments and no uncertainty when choosing the right properties.
This allowed Rafiat to quickly build trust. For the first time, she felt she could rely on real expertise — and what began as skepticism turned into genuine confidence.
Before Rafiat discovered the Freundeskreis Gruppe, she had become increasingly frustrated with her high tax burden. Both she, as an engineer, and her partner, who works as a doctor, were paying the highest tax rate and searching for a way to make better use of their income. Today, her perspective on finances and wealth building has completely changed.
Thanks to the Freundeskreis Gruppe, Rafiat realized she didn’t have to simply accept her high taxes. Instead, she could apply smart strategies to build real estate wealth — without using her own capital. Rather than paying a large portion of her income in taxes each year, Rafiat now uses her financial potential strategically to build long-term assets. The foundation for this is a well-structured concept and the professional guidance of the Freundeskreis Gruppe, who supports her step by step throughout the entire process.
Today, Rafiat feels more financially secure and independent than ever before. She has come to understand that real estate investments are far more than just a financial vehicle — they are a key to lasting stability and freedom, both for herself and for future generations.
Known from
Successful collaborations from the perspective of our clients
Field Service Employee
With the Freundeskreis Gruppe, I could completely relax – they found the properties, organized the financing, and gave me confidence every step of the way.
Managing Director, Solar Süddeutschland GmbH
What surprised me most was how simple and fast the entire process was. At every step, we were fully informed, always up to date, and had all the details we needed.
Independent Financial Advisor
The Freundeskreis Gruppe answered all my questions openly, guided me before and after the notary appointment, and completely took away my initial fear of buying my first property.
Accountant
As a naturally skeptical person, it was especially important to me that every one of my questions was answered in detail — and that’s exactly what the Freundeskreis Gruppe delivered through their expertise and transparency.
IT Project Manager
The Freundeskreis Gruppe took care of everything for me right from the start — from finding the right property to the notary appointment. Especially for someone with little time or prior experience, that’s a huge advantage.
Sales Manager
The biggest advantage was the enormous time savings: The Freundeskreis Gruppe handled the entire process for me — fast, professional, yet still personal.
Consultant for Company Bike Leasing
The Freundeskreis Gruppe showed me that property investment is possible even without using your own capital. With transparent communication and support throughout the process, I always felt confident and well taken care of.
Validation Engineer & School Social Worker
As a working patchwork family with six children, we simply didn’t have the time for financing, notary appointments, or organization — the Freundeskreis Gruppe took care of everything for us with their all-inclusive support package.
Network Security Engineer
The biggest challenge for me was finding profitable properties without wasting time. The Freundeskreis Gruppe solved this with a clearly structured process that took all the work off my shoulders at every step.
Strategic Buyer
The Freundeskreis Gruppe made the entire process clear and easy to understand. From the property selection to the notary appointment, I was guided every step of the way — and that gave me a real sense of confidence throughout the journey.
Judicial Clerk
I used to think real estate was only for people with a lot of money — but the Freundeskreis Gruppe showed me how easy and secure it can be to invest, even without using your own capital.
Educator and Sports Teacher
I had no prior experience with real estate and was intimidated by all the bureaucracy — but the Freundeskreis Gruppe gave me the confidence and courage to take this important step.
Key Account Manager, Flight Attendant
The greatest advantage is that you’re personally guided through every step. Everything is clearly explained, you always know what’s next — and that gives you confidence and makes it easy to get started with property investing.
Microbiology Laboratory Technician
At first, I doubted the concept of investing without using my own capital. But the Freundeskreis Gruppe explained everything transparently, answered all my questions, and showed me step by step how it works — that’s how I gained trust and confidence.
Tax Consultant for Real Estate Law
I was afraid that taking out a construction loan for an investment would make it impossible to finance my own home. The Freundeskreis Gruppe took away that fear by transparently showing me all the available options.
District Director in the Insurance Industry
For years, I wanted to invest in real estate but never managed to take action. The Freundeskreis Gruppe, with their concept and personal support, finally helped me make my dream a reality.
Lawyer
From the first contact to the notary appointment, the Freundeskreis Gruppe took care of the entire process. I could always rely on their support and felt secure at every stage.
Software Sales Specialist
The Freundeskreis Gruppe helped me overcome my fears because they truly understood my goals, guided me through every step, and proactively addressed important topics. That’s how I built the trust to finally start investing in real estate.
IT Specialist
At first, I was uncertain about financing without using my own capital. But after speaking with the Freundeskreis Gruppe, all my doubts disappeared — they showed me how solid and convincing their concept really is.
Social Pedagogue
From the very beginning, the Freundeskreis Gruppe gave me confidence at every step. Uncertainty turned into trust – and that trust led to my very first property.
Relationship-Manager
In the beginning, many things were unclear – the Freundeskreis Group brought structure and trust. Questions turned into clarity, and a goal became my first property.
Organiser of Robot Competitions
At first, I was skeptical, but the Freundeskreis Group showed me that buying property without equity really works – safely and transparently.
Construction Manager
Getting started in the real estate market was a real challenge at first. Thanks to the Freundeskreis Group, I found the right property and, for the first time, understood how to use tax advantages strategically.
Mother of two children
From the very beginning, the Freundeskreis Group gave me a sense of security. What started as uncertainty turned into clarity, trust, and two properties that now secure my family’s future.
Nurse
The Freundeskreis Group guided us through every step – transparent, reliable, and personal. What once felt complicated became simple, and what used to be effort turned into ease and clarity.
Sales Manager
I’ve been investing in real estate for over 20 years – but only with the Freundeskreis Group did I find real structure and trust. Today, I’m expanding my portfolio with a clear strategy.
Expert Voices
Tax Advisor, Investor, Speaker
“The Freundeskreis all-in-one package is exactly right for first-time investors as well as busy families and entrepreneurs. My friend and business partner, Tobias Bräunig, recognized—through his own real estate investments—the bottlenecks many investors face. With the Freundeskreis-Gruppe, he has solved precisely these problems for new investors.”
Founder of Immocation
“Tobias impresses with an exceptional mindset and remarkable perseverance. Under his leadership, the Freundeskreis-Gruppe has made access to real estate investing easier for everyone— in a way that is both personable and highly professional. His efforts clearly set him apart and make him an inspiring figure in the industry.”
Investor, Speaker, Amazon bestselling author & Coach
“Through the end-to-end digitization of his processes, Tobias delivers exceptional value to his clients and makes the experience simple and seamless. His many years of experience give every client a strong sense of security. As a true team player with a personable manner, Tobias creates a pleasant, trusting atmosphere—truly like among friends.”
Real Estate Coach
“Tobias is a true expert in his field. Through his appearances on my InvestorTalk podcast and his talks at my FIX&FLIP live events, I’ve seen the breadth of his expertise first-hand. He implements innovative real estate concepts with clarity and simplicity. His drive and energy are contagious and motivate others to follow his example.”
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